Financial support for you and your family should the worst happen

No one likes to think about those worst-case scenarios so let us help you plan for them so that you can carry on enjoying life without the worry.

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  • Pays a lump sum or a regular amount on death - most also pay out on diagnosis of a terminal illness

  • Provides an income if unable to work (illness or injury) – can continue until retirement age – can cover multiple claims without increasing the cost – can be low cost – can pay out after being off for 1 week, 1 month, 3 months, 6 months or 12 months (to compliment existing sick pay arrangements or personal savings)

  • Pays a lump sum if seriously ill – can be used to clear a mortgage, or pay for treatment

  • Provides fast track medical care, easily available doctors appointments, referrals for scans/operations/care, children’s cover

  • Shareholder’s insurance to protect the business if one partner dies or becomes seriously ill, employee cover to provide Death in Service / Long term sick pay / serious illness lump sum / Group medical care